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Looks like a K-22 Combat Masterpiece (pre Model 18) to me, and it looks very nice, at least what I can see of it. Your serial number falls into the range listed in the SCSW as 1953, and I think I see these, without the original box or papers, going for $500 - $600 at the local shows in the high condition your revolver appears to be in. That is a very nice Smith.

I should mention that demand and prices vary by region, and you might check the acution sites for past sales.
 

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To try and answer both of your questions. There is a difference between a "selling" price and a "insurance" value.

For a sales price without the box and papers I think a revolver in that condition would sell between $350 and $450.

If I were to insure a similar revolver I would place a value of around $600 on it.

In our last auction we sold two S&W M17 .22 6" revolvers in excellent condition. They sold for $400 and $375
 
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